Ripple is the Illuminati/Archon gateway between the old banking cabal and the freaky new world of crypto.
Its very well done though, amazing system, compared to what is in use now.
But to claim its not under centralised control and "the world needs it" is a blatant lie.
So far, "they" sold out each and every rally, either "The Lab" or McCaleb.
I don't see why that would change in the foreseeable future.
Its just too nice a cow to milk, and the value of the token is totally unimportant to the institutional users.
The token isn't meant to be for payment, just for fees, so its in their best interest to keep it in a stable range.
I am really thinking about your words in the context of banking in the US in the 1800s. It was a time with many banks and currencies. Check out this podcast
The Bank Wars . Ripple it seems, is meant to be for payments in the short term, but I am sure they would like to issue it to people in the future. They are a crypto banking cartel and would like to kill the other cartels in the old economy if they could I suspect. Once ripple reaches a critical mass in any region there is no longer a reason to allow other banks to join? They could issue liquidity in venezuela for example and by pass the whole diplomacy route. Also, as Fiat currencies and governments have lost the trust of the people they will need to be replaced. Cross border payments is just the gateway drug for ripple, I am sure they have much larger aspirations.