From 1 month of usage ...
bitpay ...
4 weeks to arrive
must use card or get charged a service fee (90 days currently?)
can not choose own pin
poor customer service (card services)
must convert funds to USD in advance of purchase. balance stays in USD on card
card does not include smart chip
shift / coinbase ...
2 week to arrive
can choose own pin
linked into coinbase account so funds stay as BTC till you want to spend them
no charges for an idle card
card includes smart chip