The bank then, rather than being solely concerned with gaining money, seeks to gain profits, and redistriute them across the accounts, in a more a humanistic harmonic manner. Not with One Sole Goal of profits, but to make profits, and share them across the accounts as benefits or bonusus.
As I said wild. But clear.
That's called a 'credit union' which already exists.
I suppose you haven't kept up with the reading; we have already said it is 'in line with a credit union'.