[...] What lesson do I need to learn?
The lesson is that when people come here, make accounts, and start asking for money--whether it's a loan or not--it's not appreciated. Because the pattern is for noob accounts to scam. Sob stories, people getting locked out in the cold, family issues, blah blah blah, we've heard it all here. It's not likely you're going to recover your zero trust score (LOL) [...]
Recover?!? A newbie with a
trust rating of
-64!!! That
must be some kind of record...

His
post sais it all, doesn't it...?
