Anyone giving me negative trust over this, please make it accurate.

Go ahead, say I'm offering extremely high interest. Whatever I'm doing, it's not a ponzi. Did you fail to look up the meaning of what a ponzi is?

"Ponzi scheme. ... A Ponzi scheme (/ˈpɒn.zi/; also a Ponzi game) is a fraudulent investment operation where the operator, an individual or organization, pays returns to its investors from new capital paid to the operators by new investors, rather than from profit earned through legitimate sources."

Hell, I'd be able to do this with one person at a time.

And the APR is inaccurate, as there is in fact a cap on the amounts that this can be done with as a safety precaution.