My setup will have over 15 ghash and no i think im pretty early considering that this is brand new and most people do not even know what a bitcoin is.
It will require semi-professional planning though, even if you run it in some basement.
I have max. capacity 16ghash/s and already down by 2 due to random hardware failures and waiting for RMA's.
Failures do happen statistically even if your operation is perfect (clean 80+gold PSU's, well ventilated, etc.)
Every day a part of the system is down you lose money. So a faulty ram stick or DOA gpu can become very expensive over 24 hours.
I meant to say 1.5 to 3 g/hash per second not 15 do not have that much money lol. As for the loan please someone help me out.