XRP is good, but what I worry that it is centralized coin, although so many banks use xrp as service or payment gateway, its market cap is huge enough. Which I consider XRP is no more room to pump.
That is right, if the main attribute of a coin is its pump potential then Ripple is not the way to go. I am not all about pumps and dumps coins at all, but Ripple will hardly gain any value.
I checked charts and I see that since December 2014 it is nothing but continuous loss of value 8884 satoshi to 628 satoshi now. Not really promising investment IMO.