Unless bitcoin can match paypal/credit card for speed of use, .....
Ya righty !!....Ill use paypal or credit card.
You should compare MtGox (BitPay or whatever) to Paypal; or compare Bitcoin to Dollars. You are comparing apples to oranges. Bitcoin moves way faster than my dollars ever had.
Actually I say lets have a race! Bitcoin vs PayPal. I bet Paypal is slower to show your updated balance if I sent you money.