If you are about to win the contest that you reffering to, you dont actually need this loan.
the pricer gives an estimated value and this is not accurate.
I will suggest yoyu to use something else as collateral and not your account here.

The prize money is awarded on 10th of Feb. I needed the loan until 10th. If no one accepts accounts anymore, may be its wise for the mods to remove it from the list of accepted collaterals.