Thanks for the advice.  I ended up using bitstamp but did a withdrawal to international bank.  On bitstamp, it says finished but I'm having issues with actually using the card.  The ATM kept saying declined.  I tried using it with a Square card reader, just to test, and it said "Declined.  Use a different card".  I'm pretty sure there isn't anything wrong with the card; is there something I did wrong? or something I have to do before using the card?