I'm on the hook for roughly 4.2BTC in that 15BTC Mosper loan. Hopefully, he pays back, but this will definitely be the first and last time I will be using BTCJam. They take all your credentials, but is there even any recourse if the borrower doesn't pay? I haven't seen anything on their site.
You got hit hard. I am sorry, that sucks. I split up 1/2btc among four loans. All four were paid back. I then split the amount + the interest into five loans. Only one has been paid back (today and early). I am done with BTCJam. I didn't put a lot in, but seeing how 1/2 a coin is roughly $80, that is a couple tanks of gas. I did notice that BTCJam wouldn't let me withdraw all of my funds.