At the expense of safety, I agree with you, but that relates to the preservation of the values, here I have a question. Gold is valued for thousands of years ago and is now valued. I am sure that this will continue. And what will be with bitcoin?
It remains to be seen whether bitcoin will be adopted as a mainstream currency, however banks are gearing up to implement the technology behind it (blockchain) as we speak:
https://www.bloomberg.com/news/articles/2016-12-21/who-owns-blockchain-goldman-bofa-amass-patents-for-coming-warsIt's in the best interest of banks to implement the technology, not necessarily the currency. Blockchain could save banks $20 billion per year:
http://www.coindesk.com/santander-blockchain-tech-can-save-banks-20-billion-a-year/It'd be a huge disappointment to investors, but the possibility of bitcoin not taking over finance in the way that we think is very real. I guess it all comes down to the consumer; if they get on board with Bitcoin (which would probably require greater price stability), there's no question bitcoin will be much bigger than it is now.
Banks blockchain tested for the personal benefit of the user and with this good nothing perepadet. To avoid it turned out that with the help of these technologies, banks will compete with bitcoin.