Hello,
I'm new to bitcoin but know a little bit how it works.
bitcoin has some major congestion problems. unless you put in a stupid high fee your transaction won't confirm in time. a lot of merchants do the 15 minute confirmation thing but i don't know if that's going to be practical for much longer.
it will confirm eventually but you need to let neteller know what the score is asap. they'll have your coins arrive at some point.