Wrong. Onchain scaling on a decentralized network backed by an huge amount of hashrate to guarantee top tier security while remaining decentralized as bitcoin delivers, will ALWAYS, ALWAYS, ALWAYS lag behind the centralized solutions such as Paypal, VISA, and other centralized payment networks when it comes to speed, cheapness to send the transactions and volume of the transactions. It's a losing game trying to outcompete them onchain in speed, fees and transaction volume, it will never happen, stop being delusional, this is just physics. We NEED a second layer to compete on that field, those are just simple facts of life. Stop being children about it. You can't have it all.