I am sorry, but I think everybody here is wrong in a way or the other, even bitcoinologist.
1) Online monetary transactions: Bitcoin RULES!
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2) Online goods/services transactions: Bitcoin RULES!
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U r not an exception, btw. In 1st and 2nd use cases Bitcoin sucks coz it's irreversible. U can't charge back bitcoins. If u r a seller it's good for u, but if u r a buyer this definitely sucks.