Ok, this is the last time I'm going to explain this. There are no fees for loading your card in Wirex, at all. An exchange rate and a fee are not the same thing. A "fee" relates to an individual service (issuing a permit, pulling a tooth, selling bitcoins), while a "rate" refers to the price per unit (or minute or day or whatever you want to assign this price).

If there was a fee, you will see it when you buy bitcoins on Wirex or load your card. But as there's no Fee, but a different rate, then you won't see it. That's all. That's how it works, and that's how it's gonna keep working.

No one is scamming you, no one is selling you something that's no true. What you see is what you get, and that's all. Can we please now, as people, as individuals, as a civilization, move on from this subject?