If my understanding of HumanIQ is correct the whole concept is doomed to fail anyway.

I just dont think a de-centralized system is capable of vetting people for loans and i'm nearly positive it isnt any good at prosecuting those who dont repay them.

I wouldn't bother trying to show their technical stuff is no good when the whole idea is no good (IMHO).

I am happy to be proven wrong but for now I think we need those big evil corporations to give out loans because they have the ability to take those that dont repay to courts.

Unless I have what HumanIQ is trying to do completely wrong...

And yes, I will get around to leaving BTC soon i need to stop posting in new threads....