Totscha

Well, the AML rules in my country say:
When I think a customer of mine is laundering money, the I must REFUSE to trade with him and inform the AML-office (governmental organization, not private company).
When I'm not sure what to think about a customer, I must try to find out and refuse to trade with him as long as I cannot find out.

I'm not allowed to keep money of any customer just because I suspect something. In case I have made a trade already and find out afterwards that the customer may fall under AML regulations, I must inform the AML-office and should, if possible, cancel the trade.

In my country, private companies do not investigate crimes, but law enforcement does. Private companies only GIVE INFORMATION to the AML-agencies.

Banks are the only ones who might keep money of their customers - but only AFTER a judge decided that they must do so land they must present the evidence to the customer affected - but that person in 99% of all cases know in advance that this will happen, as the court is obliged to inform the suspect about any action against him.

Simply telling someone "hey, I keep your money because I think, you might have committed a crime and now I must investigate forever" sounds extremely UNLAWFUL to me, but maybe in the USA that's OK and usual and private companies make their own laws and enforce them and punish the suspects as well. All-in-one.
Sounds like a 5th world country, then.

BS