There are a lot of institutional money that will be runned through as it gets transferred from Fiat to ETH. It is only in the Pre Sale right now and there will be a better idea of where the sales are when the actual sale starts.
Also the club is happening with or without a big raise and memberships will be available just not at the price it is now or with all the included extras. All token purchasers are completely safe and if something were to happen and it didn't go through all money would be returned.