Yes, the 0.3.21 release will charge a fee if you want to do things like send 0.05 bitcoins to yourself.
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Next release the normal fee will be dropped from 0.01 BTC to 0.0005 BTC.
This hasn't happened - 0.3.22 still wants 0.01 BTC, even though I already have a 0.001 BTC specified as the default fee. Is this still on the table?