Announcing this before it's even been released, without building up any trust at all, is not going to make people want to use your service.
People on this forum are rightfully very skeptical about new services like this because it's the sort of thing that can be a scam and keep it's reputation unharmed for a fairly long time (until people get loan repayments, which may be a long time). Especially in the cryptocurrency world where people can be near-anonymous and make scams which don't get them prosecuted, you have to make sure you can prove your company is legit.
When you make posts like this, you need to let people know exactly why you've made this service, because it seems too good to be true that someone would run a service without any obvious ways of making profit.
I don't necessarily doubt your sincerity myself but you can see why people would and I hope you'll take this advice seriously (even though I'm new myself).