Let me ask you financial geniuses something. How much of your own money have you invested in the bitcoin project? None? That's what I thought. And that's how much of a crap you give about the bitcoin project. $0 worth. In fact you probably have taken out more than you put in, making you nothing more than a drain.
That is one of the best things about Bitcoin. The amount of investment that has gone into Bitcoin services built around the protocol. I have paid people to work on my project and put in many hours myself.
I am in this for the long haul. The price going up or down over the course of a week means nothing.
I convert most of my paycheck to bitcoins and when I can spend using bitcoins, I do. With more and more services being built up, there are starting to be more and more options of where I can spend my bitcoins.
Places like
http://www.bitspend.net allow me to spend bitcoins anywhere on the Internet.
Once they come out with a bitcoin debit card (which is in the works) and a bitcoin bill pay (also in the works), I will be able to drop my bank account and move completely to bitcoins.
The only time I will need to use MtGox is every time my paycheck rolls in to convert into my preferred currency.