when the payment system has charge back it means any random person on the internet with complete anonymity can use any payment method and charge it back.
But it doesn't. You can't make a PayPal account with a pseudonym, there are strict identity checks.
If I had to use escrow every time I used my credit card to buy something online I would cut them in half and throw them away. Credit cards would be useless for me then.
I use credit cards with fraud protection for those items.
I use credit cards with fraud protection for those items.
Kind of contradicting yourself there
