Before coming on here a pretending to know what your talking about... Read what the new feature set will  be for evolution slatted for later this year. For s guy that spends as much time trolling us, you would think you would be better equipped.  

And for the record there Mr . know it all...  I built up an entire multi-million dollar winery business with mostly cash. With no banking... The old fashioned way.... People like you are brain washed to think you need these other instruments that have record of account and the "man" would have you believe that... But it's rubbish.