I think you guys are on to something here and I am not sure why other alt coins have not provided an online storage service. Maybe ppl are not comfortable with "Being the Bank", they don't know how online wallets work or feel comfortable with having one on their computer for theft, hard drive failure and numerous other reasons. Providing online storage will be extremely beneficial as many are familiar with online banking paypal etc. This might help ease their transition into crypto!
Looking forward to seeing how this progresses!