I agree to you, i think i came late also in discovering and in joining to bitcoin. Well its because i came from a poor family, no computer, no internet and even i am very ignorant to use and hold a computer. And then years passed by, now im already here, i think im in the low position(newbie) and still there are many informations i didnt know. Well as of now, i will just keep my bitcoins and time will come, i do some investments.