no, because there will always be those scared average joe, that will rely on the bank, no matter what new tech you have, you need plenty of new generation to remove those people
We can't even remove those type of people and they will always think that banks are really important and include me to these average joe. But I'm not a scared one.
it's the same as right now there are still people that refuse to use credit card or new services...
There are people who refuse to use credit card or anything that is related to banking but majority always prefer to use banks as it is covered by government policies.