Thanks! although I'm not sure what you mean by that. I can only receive replies?

The way it read at ripple is: "This is your public address. Give this address to other users so they can send you money.

rMgTVeaLSvZTEbdyBMkPf9C3WYvh9pgxAt

Are you saying that I have to send someone a request for money and THEN they can send me money?