I have few bitcoins in my wallet so if I am in desperate need of money then will sell some of my coins according to my need instead of borrowing it from friends or family as it doesn't look good on my part to spoil my image for few bucks and if I keep on begging for money from others then what is the use of earning and having bitcoins?
Well that is appliccable if you have btcs that you've kept and it's the same as having some savings in he bank that you can actually dig into if you're in need. That doesn't really make it a desperate situation. I don't think anyone would have a choice but to ask for oyher people's help when things are desperate. Its just hiw you handle people's trust the first time you ask for their help that can really save you from a desperate situation