This is why loans exist. In fact, this is almost the exact reason for why loans exist.

Don't use debit or credit to try and get the money to start a business, as it only throws you into a hole and it can result in you holding the tab in the event the business starts to struggle. Having a loan through a business takes some risk away for you as a person, however defaulting on a loan for a business with hit your reputation for future ventures.

Once you have a business with employees, start to make another. And another. And another. That's how capitalism works, and it leaves you with a ton of assets for you and your children.