That's also my opinion of the "good"  outcome of crypto, where you buy a crypto because you want to use it, and then forget about it.   The thing that is needed for that are fluid decentralized exchanges (not big things, and not with all coins, but just linking a certain number of coins together, where essentially both parties put up some collateral (in one of the coins) to do the exchange, and then agree upon exchanging two other coins at agreed-upon exchange rate.