He has some valid points, but his mistake is he thinks unregulated fractional reserve banking is not a massive bankster fraud.
Each of the well regarded economic and crypto economic thinkers I quoted and the well founded objective theories they expound on, are based on the premise and implication of the breaking of the monopoly of money supply, and each of them explains an argument that supports each others direction of thinking which is that the ultimate evolution is self regulation of the market and tendency towards Ideal Money.
You cannot point to a time in history pre bitcoin as an example as to why these men's theories don't hold ground, because the theory is predicated on bitcoin as the advent of a money system that breaks the monopoly.
He thinks competition would somehow violate the power-law distribution of banker power and control.
You are no longer only addressing my sentiments but years and years of arguments by Nash Szabo Finney Hayek and Adam Smith. You could never gain any ground in any respected debate as these men are incredibly well respected in their respective fields because their arguments are based on accepted reason and objectively born theories.