Just to make this clear, i have no idea how this all works and i don't care either,i just want it to work.
Things aren't going to get fixed for or by people who "don't care". I understand your situation, we are all on the same boat, but when someone claims he "doesn't" care, then the answer is indeed use higher fees... Because nobody cares about people who don't care. However, you care enough to use Bitcoin...

Yes but bitcoin as decentralized coin have its limits storage/network/cpu power. Its easy to call increase 1MB/2MB/3MB/100MB.
To increase BTC size to needed lvl of Visa we need datacenters.
Visa with 2000tx/s have is equal 1000MB blocks and 370 TB year
Do you really believe that full decentralized network can handle that ?
This has been said on the forums many, many times: We aren't getting Visa-like usage out of the blue.