WOuld rather a reply thats not a whitepaper, more a laymans explanation if possible please
CreditGame --- you can play games and win awards in creditbit but if you loose you will only lock your staked amount of CRB for a while
CreditBond --- Lock your coins like in a bank and receive up to 12% of interest per year
CreditBay --- imagine ebay but you can pay for/sell goods in/for CreditBit

and more CreditXXX functions coming...
All on Ethereum platform...which is getting more popular every day.
Thanks for great explain. Love this coin future and like dev team they did miracle with this coin after