Everything about ripple is a great idea except the stupid currency
It just screams "hey i designed this to make myself rich!!!!"
Yep, you're in stage 2 of the 3 stages of Ripple emotion:
1. Denial: "This can't work, and it's closed source!"
2. Anger: "Cool system but, they gave themselves all the money!"
3. Acceptance: "Ripple is going to be huge despite the pre-mine."