Wow, thank you so much for the advice and offer to help! It's a huge relief to hear I can get my $ back!! I'm not in any hurry at all and my schedule is pretty flexible so whenever works for you is most likely good for me too. Just bear with me if it takes a little longer for me to respond, I really am way out of my league with all this but it's very good brain excercise figuring it all out lol!