I have a day job with decent salary but I have to face this situation ever in my life then I would borrow money from colleagues as they are working with me since long time and have blind faith in me that I will not run away with their money and will pay them back on time.
some time it become hard to borrow money therefor i try my best to save so extra money for intense need.
Borrowing money should be the second choice and only if we don't have any other choice to make and the first priority should be to save money and if you have saved it regularly then you will never have to borrow it from the people around you.