No details, reason and anything and you are asking loan like you have been here for 2 years with green trust flowing around you.

Added to that you have the following qualities on your profile :

This user's password was reset recently.

This user's email address was changed recently.

This user recently woke up from a long period of inactivity.

Ah finally you got it ! : " Asking for a no-collateral loan + possibly hacked "