I am aware I am a newbie user, no need to remind me!!
Looking for 0.01 loan, around 10 USD.
Collateral can be discussed in PMs.
Return date will be 4/14.
Any further questions can be answered in my PMs.
Tell me what your collateral is and i'll fill your loan if the collateral is legit, which I highly doubt.
As Loan Shark said, there is really no point of concealing your collateral if it was to be worth 120% of the loan amount. Better to disclose it publicly to avoid any speculation than to disclose it only in PM.