As far as bitcoin goes I am smarter simply because I did not invest in the scheme of a tow-headed pratt.  That part is obvious and I was not trying to be subtle about my intelligence in this matter at all.

I am dumber because I invested money in GPU mining but smarter because I am still getting results compared to those who invested in BFL ever delivering anything. (but the net balance is still on the side of dumb).

But, I still maintain that critiquing shoddy practices when they fail and when they have not is not FUD,  FUD implies irrational doubt, and no one who is into bitcoin is spreading irrational doubt about them. We should spread doubt about the bad practices we see, including those by mtgox.com but so many people in this community tend to blame the doubter for causing what they predict than blaming the shoddy standards of those who handle trading.