If I had a bitcoin for every different opinion I've read on them, I'd be rich (even at their current price). Yes, I am aware formal credentials aren't everything, but they obviously are a lot. So, if anyone who posts frequently here or in the "Speculation" thread frequently, I would just be curious of what kind of credentials you have.
Credentials are meaningless. Paul Krugman, for example, has a Nobel prize in economics, but knows nothing about how a free-market economy leads to prosperity. He's been drinking too much of that Keynesian Kool-Aid. If you're unsure about how to "connect the dots", just dig for answers and think things through logically. The light bulb will eventually come on.