I have a 50/50 split between altcoins and bitcoin, and a 50/50 split between gold and crypto, and a 50/50 split between fiat and gold+crypto. So, about 200k in fiat (government bonds), 100k in gold, 50k in bitcoin, 50k in altcoins.
Looks like you have a lot of portion for every crypto to get your funds. Do you not think to spent a little to be your urgent money? or put all of your money into the coin.