Wow... first impression is very good.
Got the promo code almost instantly.
Orderesd a plastic card and a virtual one, the virtual one was delivered in seconds and can be used from the very beginning.
Then I provided all needed documents for verification (higher limits) and it was verified within 2 hours!
Now plastic card is on the way, hopefully it will arrive within 2 - 3 weeks.
Up to now, perfect for me!