I maybe Nieve bhere being new and all but it would seem keeping bitcoins if you are based out of the US is a huge risk in a very volatile market. Why not flip each bitcoin for guaranteed backed usd cash regardless of the market rate. That's just my philosophy to mitigate risk?

For instance i know the rate used to be above 200 usd then it cut in half last week when i jumped in at 120 then it fell to 50 then back up to 90s at the time of this post. I wouldn't horde btc. If i was able to flip 1 a week even at the price of 90 usd then move that to my say Roth IRA you release all the risk. Are people really buying these low and holding them hoping the value goes back up and selling them high? What if you were holding on to a 100 BTC would you not rather take the 90 guaranteed then to risk it all being worth zero as a possibility hours later?