"The Rich use the Onchain non-counterfeit-able system while the poor are left using LN Offchain Counterfeit-able fractional reserve system"

So what!  As long as 98% of LTC LN transactions allows people to purchase goods and services, it matters not a fig if it has a remote chance of being counterfeitable.  Comparing it to the current fractional reserve system is extreme to put it mildly.