Ripple is a get rich quick scheme for it's founders.
No one goes into business hoping to get poor

But seriously, let's set aside emotion for just one moment. If Ripple delivers on all its promises and becomes the world-wide payment system that frees individuals from the traditional financial system, is it so bad that the founders get enriched?
It's bad because it's centralization. It's bad because, as I said above, keeping the client closed source at this point is bad for EVERYONE except the founders. We could be working on making Ripple better and more robust, but instead they keep it closed because they want to get rich quickly. By doing this, they're actively HURTING the idea of Ripple.
It's clear from your post history that you have a dog in this fight, misterbigg. So may I ask what exactly is your association with OpenCoin, Inc. and Ripple?