Welcome to financial slavery 2.0 the Lightening addition.
Satoshi is rolling over in his grave, the Banking Cartels will have destroyed everything he set out to do.
That said, bitcoin (and yes, also LTC) contained this in its initial design anyhow. This is why I claim that bitcoin's design wasn't set up to do what was claimed it would do. Whether that was clumsiness or on evil purpose, I leave in the middle (though I tend to think the former).