This doesn't change the fact that Ripple is nothing more than a vehicle to make the founders millions of dollars.
You've ignored the fact that you can do useful, productive things without using the XRP currency, and instead choose to just run around saying "its a scam, its a scam." Me and others have provided clear, factual reasons why Ripple is useful but you choose to ignore it.
At this point it's clear that you're not adding anything productive to the conversation and now only trolling.