There's a lot of people currently living in mansions earning millions for doing nothing. They're all insolvent. It's not going to end well.
That is correct, but that is unavoidable, if you collected large capital somehow you are in a state when you don't need to work anymore.
Your financial benefits will accrue from reinvesting itself. This ugly truth is still more visible in fiat money ecosystem.
So what are you suggesting Op? Boycott all exchanges? Not the best or wisest idea IMO.