very interesting project indeed.
I'd like to learn more about the whole process, ELI5 style... Like what do I have to do to earn dividends?
Every Vivo (a person holding VIVAcoin), has 2 accounts, a checking account and a savings acct. Just hold money in your savings account. That is all. See the whitepaper for details:
https://s3.amazonaws.com/vivacoin/viva-white-paper-v-2-0.pdf